Grievance

Grievance redressal and escalation

Customer complaint submission, nodal officer placeholders, escalation matrix, and RBI CMS reference area.

Grievance Redressal Policy

Customers may raise service, loan, repayment, charges, digital lending, or fraud-related concerns using official channels. Approved policy text and officer details must be updated before go-live.

  1. Submit complaint through the website, email, phone, or office channel.
  2. Receive acknowledgement and reference number from the designated team.
  3. Resolution is provided within the applicable internal service timeline.
  4. If unresolved, escalate to the Nodal Officer and then to the RBI CMS channel as applicable.

Nodal Officer: To be updated. Email: compliance@naveenfinance.com. RBI CMS link: cms.rbi.org.in

Escalation Matrix

Complaint handling levels

Level 1

Customer Support

Initial acknowledgement and first response

Level 2

Grievance Officer

Review and resolution of unresolved issues

Level 3

Nodal Officer

Final internal escalation before external escalation